There are limitations on garnishment of social security benefits and veteran’s benefits. However, they can be garnished for certain debts, such as child support and certain federal debts. Unlike regular wages, social security benefits that are deposited into a bank account may not be subject to levy by all creditors provided the account contains only the social security benefits. Veteran’s benefits may also have some protection. The key to protecting these income sources is to keep the accounts segregated. That means never put any funds into the account other than social security funds or veteran’s funds. You may take them out for any purpose, but do not place funds into the account that you cannot directly prove are social security or veteran’s benefits. Questions regarding offset of federal benefits are complicated and you should consult your attorney about what rights and options are available in your particular case.