Marshall Division Hearing Location
For residents of Camp, Cass, Harrison, Marion, Morris, and Upshur counties, the Chapter 7 Bankruptcy Hearing will be located at the Harrison County courthouse on the top floor:
200 West Houston
Marshall, TX 75670
The Marshall division Chapter 7 hearings are usually held on Monday afternoons between 1:00 and 3:00.
Tyler Division Hearing Location
For residents of Gregg, Rusk, Smith, Panola, Anderson, Cherokee, Henderson, Rains, Van Zandt, and Wood counties, the Chapter 7 Hearing will be located at the Plaza Tower (Bank of America building) in Tyler:
110 North College
Tyler, TX 75702
The Tyler division Chapter 7 hearings are usually held on Friday mornings between 9:00 and 11:00.
The Hearing in a Chapter 7 Bankruptcy
Often called a “341 meeting” or “Meeting of Creditors”, the hearing will take place about a month after filing the case (more specifically, as little as 21 days and up to 50 days after.) “Meeting of Creditors” is a scary term, but creditors seldom attend unless there are problems. The hearing is conducted by a trustee who will verify your identity and will have a few questions.
Hearing dates and times are set by the Court a few days after the case is filed. The Court gives a minimum of 21 days notice before the hearing date. Each hearing is assigned a specific time, like 9:15 am or 2:00 pm. Generally, one to four hearings are scheduled for every 15 minute time increment. People tend to unnecessarily worry about the hearing procedures. The people at the place of the hearings are usually other individuals waiting for their hearing, their attorneys, and the court personnel, including the Trustee.
The hearing procedures vary by the case trustee. Examples of questions are:
- Mr. Smith, did you review the bankruptcy documents before you signed them?
- Did you list all of your assets and debts?
- Are there any errors or omissions in your paperwork?
- Do you have a claim against anyone for anything whatsoever?
- Do you expect to inherit anything in the near future?
- Do you own any oil or gas leases?
At this point, if the Trustee or a creditor has more specific questions related to the debtor’s finances or assets, they will be asked.