This web site is intended to provide basic educational information about selected legal topics. The information contained at this site is provided for informational purposes only and does not create any professional relationship with our attorney, Carol Cross Stone.

This web site is not intended for the purpose of offering legal advice. Each person’s legal needs are unique. Laws and the courts interpretation of those laws change frequently, and it is possible that some of the information at this site may no longer be accurate. Additionally, the Courts in your area may interpret those laws differently than set out herein. You should consult with an attorney familiar with the law in your area and discuss your particular facts before making specific legal decisions.

Email communication is not always secure. Do not send us any confidential communication unless you are willing to take the risk that the communication may be intercepted. If you have questions or would like further information, please contact us by e-mail, telephone, fax, or mail. Do not include any information you consider confidential in this initial communication, and we will see if we can assist you. We will reply to an e-mail inquiry by return e-mail unless you ask us to respond by some other medium.

We limit our practice to serving specific counties in East Texas, in the areas of bankruptcy and consumer law. If you have a question concerning another area of the law or about the laws in another state or jurisdiction, contact the state bar association in your area for assistance.

Under federal law, we are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.