Carol Cross Stone limits her law practice to bankruptcy, consumer law, and tax resolution.
University of Mississippi
– Bachelors of Public Administration
– Juris Doctor
United States Air Force – Judge Advocate General Corp (JAG)
Private Practice – Over twenty years at the Law Office of Carol Cross Stone and partner with Gambrell & Stone
National Association of Consumer Bankruptcy Attorneys – NACBA.org – member
Bankruptcy Section of the Texas Bar Association
Gregg County Bar Association
Texas Bar Association
Mississippi Bar Association (inactive)
5th Circuit Court of Appeals
United States Tax Court
Texas state courts
Mississippi state courts
Eastern District of Texas Bankruptcy Court
Southern District of Mississippi Bankruptcy Court
Read About Bankruptcy and Strategies to Overcome Debt
Chapter 7 – Usually cheaper and faster type of bankruptcy, but won’t help with a delinquent mortgage or car.
Chapter 13 – Does everything that Chapter 7 does, but with the added benefit of possibly allowing a debtor to catch up on past due mortgages, car payments, and taxes.
Taxes – If you owe money to the IRS, there may be several different options for you, including some non-bankruptcy options.
Student Loans – Bankruptcy can’t always help much with student loan debt, but you can find out what type you have and you might be able to get some relief with a repayment plan.
Debt Lawsuit Defense – When a creditor sues you over a debt, and there is a valid defense, defending the lawsuit may be a possible solution.
Loan Modifications – A special agreement between you and your mortgage lender might help you with a past due mortgage loan.
Debt Library – More in-depth articles on some of the more detailed areas of bankruptcy and debt relief.