• Your debt freedom could begin now! We understand what you are going through and can help. Contact us today to start your free consultation.

    Contact Us Today!

    Free Consultation
  • Get information on debt matters, learn tips, and stay up to date by following the Cross Stone Law Blog.



Use Our Online Debt Evaluation Form to Discover Your Options

The first step to freedom is knowing your options. If you are in the East Texas area near Gregg County, we may be able to assist you. For more information, please fill out our debt evaluation form or call us.

Chapter 7 Bankruptcy


Chapter 7 bankruptcy may wipe out debts like credit cards, loans, medical bills, and old debts quickly and at a low cost. Chapter 7 only lasts a few months and may offer a fresh start!

Chapter 13 Bankruptcy


Chapter 13 bankruptcy may help you catch up on past-due payments and stop foreclosure, repossession, wage garnishment, and more. It may also lower payments on installment loans like an auto loan.



Resolution of past due taxes, tax levies, tax liens, wage garnishment and tax collection may be possible.

Student Loans


Navigate through the maze of student loan laws. Options for loan repayment, including payment plans tied to income may be available. Some borrowers are eligible for loan forgiveness at some point.



Options such as defending the lawsuit, debt settlement, or debt management may be available to resolve debts when bankruptcy is not the best choice.

Loan Modification


Loan modifications may be available from your mortgage lender which make the loan easier to pay by lowering the monthly payment, dealing with past due payments or extending the term of the loan.