Cross Stone Law

Carol Cross Stone Headshot

Bankruptcy is not about failure. Bankruptcy is about resilience: overcoming and bouncing back from debt you wish you could pay but can’t. No one makes it through life without experiencing tragedy. Your ability to get back up and keep going is what matters. I focus on bankruptcy law because I get to be a part of someone’s life who is ready to bounce back. At Cross Stone Law, we provide the guidance and the tools to help you get back on your feet again.

I have been practicing law for over 35 years. My practice is focused on individual and small business bankruptcy. No matter where you are in life or what you are struggling with financially, you can get back on your feet. If you are overwhelmed with debt, let me help you develop a long-term strategy.

We are located in Longview and have only one office. I view my law practice as a calling, not a money-making machine. Of course, Cross Stone Law has to make a profit to operate. We make a fair profit without being a high volume “bankruptcy mill” where most of the work is done by legal assistants.

Each case gets personal attention. Skilled attorney involvement is what it takes to get the best results. We return your calls and answer your questions promptly.

I have bounced back myself a few times. I was raised in a military family and lived all over the world growing up. After graduating from law school, I served in the United States Air Force JAG. Following my military service, I joined Gambrell & Stone on the Mississippi Gulf Coast. Hurricane Katrina resulted in me eventually closing down my Mississippi practice. Like so many others, I experienced great loss in Hurricane Katrina. In 2008, I got to Texas as quickly as I could and opened Cross Stone Law.

After God, my family is the most important thing to me. I am divorced and raised my three children as a single mother. Single parenthood is never easy, but we made it. After Hurricane Katrina, I moved to East Texas and lived temporarily with my daughter and wonderful son-in-law in Longview. They both graduated from LeTourneau with Engineering degrees, but are now farmers (a long story for another day.) Both of my sons also joined us in Texas and finished their degrees at UT Tyler. My youngest son is a Data Engineer and currently lives in Washington state. My oldest son is (of all things) an attorney who graduated from law school in 2018. I have eight precious grandchildren and am so happy for the time I get to spend with them.

Professional Organizations



University of Mississippi

  • Bachelor of Public Administration
  • Juris Doctor

Court Admission

Your choice of an attorney will make a big difference in whether your bankruptcy process is smooth and you get the results you expected. Take care when choosing an attorney. You should do research. Here are some things you should consider in choosing a bankruptcy attorney.

Ready to find out whether bankruptcy can help you?

Complete our free, online debt evaluation form or call/text our office at (903) 759-5922. You can also email Find out if bankruptcy is your best option and whether it will help you.