Credit Cards, Medical, & Loans
Chapter 7 Bankruptcy may wipe out credit cards, signature loans, and medical bills. This is generally the cheapest, fastest type of bankruptcy.
Learn More About Chapter 7 Bankruptcy
Carol Cross Stone
I am a bankruptcy attorney located in Longview, Texas. I have been practicing law for over 35 years. Cross Stone Law is focused on individual and small business bankruptcy. No matter where you are in life or what you are struggling with financially, you can get back on your feet. If you are overwhelmed with debt, let me help you develop a long-term strategy to rebuild.
Rebuilding After Bankruptcy
Bankruptcy provides a clean slate to rebuild your credit. Learn how bankruptcy may actually improve your credit score.
Learn More About Credit And Bankruptcy
Latest Blog Posts
Are you judgment proof?
Short answer: maybe. You may be "judgment proof" with respect to most types of unsecured debt (debt without collateral) if you: Own no real estate whether in your name or not; Income [...]
Need Help With Solar Panel Loan You Can’t Pay?
Need Help With Your Solar Panel Debt? Many homeowners are trapped in solar panel loans that they can’t afford to pay. Worse, many homeowners owe a large debt for a [...]
Full Payments Resume on SBA COVID EIDL Loans
What happens if an SBA COVID EIDL loan is not paid? The SBA has resumed collection on repayment of COVID EIDL loans. The SBA has various collection options. If payments are 90-120 [...]
WIKI
Credit Card Bankruptcy
Bankruptcy can wipe out credit card, medical, and signature loan debt. Learn more about credit card bankruptcy.
How Will My Credit Be Affected?
Bankruptcy can help you regain control on your credit score Learn more about how your credit may be affected by bankruptcy.
Bankruptcy for Seniors
If you find yourself approaching retirement with overwhelming debt you have options available. Learn more about bankruptcy for seniors.
Social Security Garnishments
When social security benefits can be garnished
Bankruptcy for Veterans
If bankruptcy is the right choice for you, being a veteran will give you many advantages. Learn more about bankruptcy for veterans.
Medical Bankruptcy
Bankruptcy may help wipe out medical bills that you cannot afford to pay. Learn more about medical bankruptcy.
Planning for Bankruptcy
The most critical thing you can do is consult with a bankruptcy attorney early. Learn more about the Dos and Don’ts of planning for bankruptcy.
Tax Bankruptcy
Bankruptcy may be a good solution to some types of tax debts. Learn more about tax bankruptcy.
Keeping Your Property In Bankruptcy
Bankruptcy Gives a Fresh Start Allowing You to Keep Most Property
Bankruptcy Options for Solar Panel Loans
Bankruptcy may help give relief on a solar panel loan. How a solar panel loan is treated depends on the type of bankruptcy filed. Most solar panel loan contracts include...
Wage Garnishments
Wage garnishment of Texas residents is generally not allowed. But there are exceptions. Learn more about wage garnishments.
Will I Lose My Home, Car, 401k or Other Property if I File Chapter 7 Bankruptcy?
No. You get to keep basic assets in order to get back on your feet on the flip-side of bankruptcy. One of people's biggest concerns is losing their home...
Areas We Serve
We serve people and small businesses who need to file bankruptcy in all divisions of the Eastern District of Texas. This includes the Tyler, Marshall, and Texarkana Divisions. We serve communities in the following counties and surrounding areas.
The bankruptcy court for the Marshall and Tyler Divisions is located in Tyler, Texas at 110 North College Ave. For the Texarkana Division, the Court is located at 660 North Central Expressway, Suite 300B, Plano. In all cases a 341 hearing is held by Zoom video. You may attend from home or work by Zoom. If you are not familiar with the Zoom platform, you can also come to our office and we’ll help you get connected.