SUMMARY: Wage garnishment of Texas residents is not allowed except for certain types of debts. Texas residents moving from another state may be garnished if the creditor can enforce the judgment without using Texas courts.
- Debts owed United States government, such as taxes, certain student loans
- Domestic support obligations, such as child support or alimony
- Out of state judgments
Limits on wage garnishment depends on income and the type of debt.
Legal procedures require notice before the garnishment is entered.
Bankruptcy stops all garnishment immediately.
Your Next Step to Debt Relief
Whether your financial situation makes bankruptcy a good option or there is another alternative to solve your debt issues, the next thing you should do is get a free consultation from our office. An attorney will discuss your case and review the best solutions with you. There is no obligation to pay anything, and this consultation will give you the knowledge you need to move forward with whatever decision you make.
Read More About Wage Garnishment
- Bankruptcy immediately stops wage garnishment
- Garnishment Notice Requirements
- Garnishment of Social Security Benefits
- Limitation on amount that may be garnished from wages
- Request for Suspension of Garnishment Due to Hardship
- Social security and veteran’s benefits protected from garnishment
- Stopping child support garnishment
- Stopping Emergencies, Such as Garnishment and Foreclosure
- Wages may be seized after deposited
Read More About Bankruptcy and Debt Relief
Chapter 7 – Usually the cheapest and fastest type of bankruptcy, Chapter 7 can wipe out credit cards, medical bills, and loans.
Chapter 13 – Does everything that Chapter 7 does, but with the added benefit of being able to help catch up on past due mortgages, car payments, and taxes.
Taxes – If you owe money to the IRS, there may be several different options for you, including some non-bankruptcy options.
Student Loans – There are many solutions to student loan issues, including getting a better payment plan, curing a default, and even loan forgiveness.
Debt Lawsuit Defense – When a creditor sues you over a debt, you can respond with a defense, which may allow you to win the lawsuit.
Loan Modifications – A special agreement between you and your mortgage lender might help you with a past due mortgage loan.
Debt Library – More in-depth articles on some of the more detailed areas of bankruptcy and debt relief.