SUMMARY: Wage garnishment of Texas residents working for Texas companies is generally not allowed except for certain types of debts. Texas residents moving from another state may be garnished if the creditor can enforce the judgment without using Texas courts.
- Debts owed United States government, such as taxes, student loans, or other federal debt
- Domestic support obligations, such as child support or alimony
- Out of state judgments in certain circumstances
Limits on wage garnishment depend on income and the type of debt.
Legal procedures require notice before the garnishment is entered.
Bankruptcy stops all garnishment immediately in most cases.
Your Next Step to Debt Relief
If you are struggling with debt, consult with an attorney who can give you guidance on options available to you. Each case is different and consultation with an attorney knowledgeable about the law as it applies to your particular circumstances is an important first step in resolving debt.
Read More About Wage Garnishment
- Bankruptcy may immediately stop wage garnishment
- Garnishment Notice Requirements
- Garnishment of Social Security Benefits
- Limitation on amount that may be garnished from wages
- Request for Suspension of Garnishment Due to Hardship
- Social security and veteran’s benefits protected from garnishment
- Stopping child support garnishment
- Wages may be seized after deposited
Read More About Bankruptcy and Debt Relief
Chapter 7 – Usually the cheapest and fastest type of bankruptcy, Chapter 7 can wipe out credit cards, medical bills, and loans.
Chapter 13 – Does everything that Chapter 7 does, but with the added benefit of being able to help catch up on past due mortgages, car payments, and taxes.
Taxes – If you owe money to the IRS, there may be several different options for you, including some non-bankruptcy options.
Student Loans – There are many solutions to student loan issues, including getting a better payment plan, curing a default, and even loan forgiveness.
Debt Lawsuit Defense – When a creditor sues you over a debt, you can respond with a defense, which may allow you to win the lawsuit.
Loan Modifications – A special agreement between you and your mortgage lender might help you with a past due mortgage loan.
Debt Library – More in-depth articles on some of the more detailed areas of bankruptcy and debt relief.