Wage garnishment of Texas residents is generally not allowed. There are major exceptions to the general rule that wages cannot be garnished in Texas, and if your creditor is the United States government, such as taxes, certain student loans, etc., then your wages can be garnished. Your wages may also be garnished for domestic support obligations, such as child support or alimony. There are limits on the amount of wages that can be garnished, however. Legal procedures must be followed which depend on the type of debt.
Wages may also be garnished if you work for an out of state employer. We frequently have clients who are working in Louisiana or for other companies based out of state, and their wages are subject to garnishment. If you have moved to Texas from another state where a judgment was entered, there is a possibility of garnishment. This generally occurs where the court of another state has entered a garnishment order based on a valid judgment issued by another state. Where a Texas court is not requested to issue a garnishment order, caselaw does indicate that Texas will not attempt to stop the order of another state.
Your Next Step to Debt Relief
Whether your financial situation makes bankruptcy a good option or there is another alternative to solve your debt issues, the next thing you should do is get a free consultation from our office. An attorney will discuss your case and review the best solutions with you. There is no obligation to pay anything, and this consultation will give you the knowledge you need to move forward with whatever decision you make.
Read More About Wage Garnishment
- Bankruptcy immediately stops wage garnishment
- Garnishment Notice Requirements
- Limitation on amount that may be garnished from wages
- Request for Suspension of Garnishment Due to Hardship
- Social security and veteran’s benefits protected from garnishment
- Stopping child support garnishment
- Stopping Emergencies, Such as Garnishment and Foreclosure
- Wages may be seized after deposited
Read More About Bankruptcy and Debt ReliefChapter 7 – Usually the cheapest and fastest type of bankruptcy, Chapter 7 can wipe out credit cards, medical bills, and loans.
Chapter 13 – Does everything that Chapter 7 does, but with the added benefit of being able to help catch up on past due mortgages, car payments, and taxes.
Taxes – If you owe money to the IRS, there may be several different options for you, including some non-bankruptcy options.
Student Loans – There are many solutions to student loan issues, including getting a better payment plan, curing a default, and even loan forgiveness.
Debt Lawsuit Defense – When a creditor sues you over a debt, you can respond with a defense, which may allow you to win the lawsuit.
Loan Modifications – A special agreement between you and your mortgage lender might help you with a past due mortgage loan.
Debt Library – More in-depth articles on some of the more detailed areas of bankruptcy and debt relief.