Considering Chapter 7 bankruptcy and whether to file is never easy. Facing unpaid bills and debt collector calls? Chapter 7 bankruptcy may help you get your life back. In Chapter 7 Bankruptcy, credit cards, medical bills, and loans (without collateral) may be discharged (forgiven). Chapter 7 Bankruptcy is usually the cheapest, fastest type of [...]
How do I decide whether I should file bankruptcy? Deciding to file bankruptcy is not easy. You beat yourself up or feel ashamed over past financial mistakes. You want to repay your debt. Sadly, some people struggle for years trying to pay back debt before facing the decision that bankruptcy is needed. Be realistic. [...]
How to decide between chapter 13 and chapter 7. What is the difference, cost and time for each?
When Do You Need to File Bankruptcy? Bad things do happen to good people, but you can file bankruptcy to help. If you are overwhelmed with debt, filing bankruptcy may be a wise choice. Signs that tell you filing bankruptcy may be urgent: More than one month behind on mortgage, with no plan to [...]