Considering Chapter 7 bankruptcy and whether to file is never easy. Facing unpaid bills and debt collector calls? Don't stick your head in the sand!The first thing to do is get organized.Start putting all your bills and letters in an envelope or box. Yes, open them first to be sure of what they are, but [...]
How do I decide whether I should file bankruptcy? Deciding to file bankruptcy is not easy. You beat yourself up or feel ashamed over past financial mistakes. You want to repay your debt. Sadly, some people struggle for years trying to pay back debt before facing the decision that bankruptcy is needed. Be realistic. [...]
How to decide between chapter 13 and chapter 7. What is the difference, cost and time for each?
When Do You Need to File Bankruptcy? Bad things do happen to good people, but you can file bankruptcy to help. If you are overwhelmed with debt, filing bankruptcy may be a wise choice. Signs that tell you filing bankruptcy may be urgent: More than one month behind on mortgage, with no plan to [...]