Can Bankruptcy Help Your Brain?

Everyone knows that high levels of stress can interfere with the way you function. Lack of sleep, distraction, and foggy brain are just some of the symptoms of too much stress. A recent Chinese study found that getting rid of debt improves brain functioning. Participants were tested before and after their debt was paid off [...]

2021-03-02T22:24:25+00:00March 30th, 2019|Blog|

Filing Bankruptcy Without Your Spouse

If you are married, you may find yourself filing bankruptcy without your spouse. There can be various reasons for this, and it is possible. There can be various reasons for this, such as the debt was made only by one person, the couple is concerned about obtaining new credit in the immediate future, or [...]

2021-03-03T22:21:41+00:00February 2nd, 2014|Blog|

Debt Consolidation or Debt Management

Does Debt Consolidation Work? Does Debt Settlement Work?Possible alternatives to bankruptcyWith more people being laid off, having wages cut, and hours lowered, families are finding they can no longer keep up with their current debt level. Because people fear the consequences of bankruptcy, they often consider debt management. This is where you hire a company [...]

2021-03-02T22:56:02+00:00January 28th, 2014|Blog|

Debt Settlement

Should I Use a Debt Settlement Company Instead of Filing Bankruptcy?Updated May 2020Debt settlement may be a viable option if a person has a very small number of creditors and/or has exempt property that cannot be protected in bankruptcy. Generally, if you are current on the account, many times the creditor will not settle with [...]

2021-03-02T22:56:47+00:00January 28th, 2014|Blog|

Non-Bankruptcy Options for Tax Debt

There are a couple of non-bankruptcy options for tax debt. Placing the Taxes in Non-Collectible Status This is where you request that the IRS place the account in non-collectible status because you simply cannot afford to pay your taxes and live under the IRS standards (which are pretty frugal). So, if you have no [...]

2021-03-02T23:07:15+00:00January 28th, 2014|Blog|
Go to Top