Not one of the lucky people waiting on a tax refund? One of the most stressful types of debt for people to have is tax debt. While it is true that the IRS has powerful collection tools, coming up with a reasonable plan to address delinquent taxes is possible. Many times, people who get behind on taxes stop filing their tax returns out of frustration and fear. This only makes the problem worse. There may be options involving bankruptcy or non-bankruptcy solutions. Check out possible solutions to your tax problems.